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MoneyExplain

The Anatomy of a Digital Arrest Scam: How They Steal Crores

By MoneyExplain Editorial 12 min read reading Updated February 2026
small reserves accumulating into a buffer, illustrated with jar or reserve container and coins

In This Article

"This is CBI Officer Sharma. Your Aadhaar was used for money laundering." That one sentence has cost Indians ₹500 Crores in 2025.

The Script

1. The Call

Automated call from “Telecom Dept” or “FedEx.” “Your parcel contains drugs.” “Your number will be blocked.”

2. The Transfer

Transfer to “Cyber Crime Branch.” Video call with fake police in uniform (complete with background noise).

3. The Threat

“You are under Digital Arrest. Stay on video call for 24 hours.” “Transfer your money to RBI Secret Account for verification.”

4. The Exit

Money transferred. Call cut. Numbers switched off. You realize you lost ₹50 Lakhs.


Full preventive guide coming soon. Stay vigilant.

Institutional Disclosure

Editorial Integrity: This guide has been synthesized using advanced financial AI to demonstrate the platform's vision. Original research-backed verification is currently in Beta. Cross-reference all critical data with official statutory sources.

Regulatory Status: MoneyExplain is an independent educational platform. We are not registered with SEBI as an Investment Advisor or Research Analyst. This content does not constitute professional financial advice.

#digital arrest scam#cyber crime#money laundering investigation call